About Us

A New Zealand Company Offering a Convenient Online Lending Service

In everything we do, we aim to be:

Cash Train is a Lender!

Cash Train is a trading name of First Stop Money Pty Ltd – a short term loan provider. With our responsible attitude to lending, we promote a fast, convenient and transparent borrowing service with no hidden fees.

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The Cash Train management team have been actively involved in short term lending since 2003 and have over 60 years of consumer credit experience between them.

We actively promote our 24 hour guarantee. This means, if you have received your loan and change your mind, just let us know within 24 hours and repay the amount borrowed.

Things you should know

Cash Train is a trading brand of First Stop Money Pty Ltd., which is a New Zealand based company and part of PAID International Ltd. a leading Australian short term lender.

First Stop Money Pty Ltd's Company Number is 3254287 and is a NZ Government Registered Financial Service Provider - FSP176944.

First Stop Money Pty Ltd is a member of the Financial Services Complaints Limited external dispute resolution scheme – member number: 5396.

Over 5,000 people a month choose to borrow from either First Stop Money Pty Ltd. or PAID International Ltd. when they need some quick cash for whatever short term emergency they face.

Telephone support is available from 12:00 to 20:00.

Our registered office address is 147 Cameron Road,, Tauranga, 7140. New Zealand.

We also suggest you read our Responsible Lending Policy